New Delhi: Paisalo Digital Limited, a new-age NBFC, is in the process of transitioning into an AI-led lending platform as it looks to embrace AI to scale up its operations. The company is looking to transform itself into a fully AI-powered lending powerhouse, at a time when it has expanded 4x in the last 3 years and is aiming for more.
This transition is aimed to be a structural, technology-led solution designed to unlock 2x of its AUM, 2x of its revenue and PAT over the next three years, cementing its position as a fast-growing AI-led financial institution in India. With its AUM surging to almost Rs.550 crore as per its latest disclosures, the company is looking to boost its lead generation and onboarding by implementing AI across four critical operational layers- lead generation, automated onboarding, underwriting and smart collections.
“Our transition to an Al—first lending platform is a step—change in our operating model. With AI embedded across acquisition, underwriting, and servicing—and with infrastructure already live and in—progress—we are well positioned to scale faster, improve margins, and deliver industry—leading returns. This is the foundation for achieving our vision of doubling AUM, revenue, and profitability over the next three years.” Santanu Agarwal, Deputy Managing Director, Paisalo Digital Limited, said in a press release.
