Mumbai: Home First Finance Company India reported a strong Q3 with its Assets Under Management (AUM) rising 24.9% year on year and net profit jumping 44% to ₹140 crore. Besides this, the company reported its highest server quarterly disbursements at around ₹1,318 crore, a 10.5% Year on Year (YoY) rise. Its Returns on Assets (RoA) stood at 4% for the quarter, a healthy profitability indicator for the affordable housing finance segment. However, the company continues to have a high debt pile of ₹9,926 crore as on December 2025.
As a technology-driven housing finance company, Home First Finance has been targeting first-time buyers in low and middle-income groups. This sector contributes about 60% of its customer base with 83% of its AUM. The company has a network of 165 branches across Gujarat, Maharashtra, Andhra Pradesh, Karnataka, Telangana and Tamil Nadu, while it is increasing its presence in Uttarakhand, Madhya Pradesh and Rajasthan.
“India’s economy continues to display resilience despite global uncertainties arising from trade, tariffs and geopolitics. The policy landscape has turned supportive and economic momentum appears to be around the corner. We are pleased to present the financial performance for Q3FY26, which reflects a strong business momentum, robust profitability along and a stable asset quality with improving early delinquencies. This quarter the company continued to grow disbursements and originations as we progress out of a challenging credit cycle.
Under our Green Homes initiative, we certified 70 additional homes in the quarter, taking the cumulative count to 310 as of December. As we approach FY27, we are geared for a 25% AUM growth YoY led by distribution and use of technology, backed by diversified funding and strong risk management. At HomeFirst, we are positioned to leverage the opportunities with our strong fundamentals, disciplined execution, and prudent risk management. As we look ahead, our commitment is clear: to build an institution that is agile, inclusive and resilient with the ability to thrive across economic cycles.” Mr Manoj Viswanathan, MD & CEO, Home First Finance Company India, said in a press release to the BSE.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Readers should conduct their own research or consult with a qualified financial advisor before making any investment decisions.
