New Delhi: Shares of Bajaj Finance surged over 8% to reach a record high of ₹1,129 on the stock exchanges after the company reported better than expected earnings for the quarter ended June 30, 2026. This includes a 28% year on year jump in consolidated net profit to ₹6,081 crore, beating broad market estimates. Besides that, it’s Assets Under Management (AUM) reached a record ₹5,46,944 crore, growing 24% YoY while adding another 5.10 million customers during the quarter, taking its total customer base to 124.43 million. The company also witnessed an improvement in its Return on Equity (RoE) to 20.4%, while its Return on Assets (RoA) also held strong at 4.7%.
Asset Quality
The biggest catalyst behind the jump in share value has been the sequential improvement in asset quality and reduced credit costs.
| Financial Parameter | Q1 FY27 (June 2026) | Q4 FY26 (March 2026) | Q1 FY26 (June 2025) |
| Consolidated AUM | ₹5,46,944 crore | ₹5,09,975 crore | ₹4,41,000 crore |
| Gross NPA Ratio | 0.96% | 1.03% | 1.03% |
| Net NPA Ratio | 0.39% | 0.43% | 0.50% |
| Loan Losses & Provisions | 1.54% (AUM %) | 1.62% | 1.65% |
For Bajaj Finance, the June quarter has come with the release of provisions from loan assignments, while also benefitting from lower provisioning. The company has seen stronger profitability even as its margins have remained under pressure, as its management has worked to ensure revenues remain consistent throughout the year.
Disclaimer: This article is for informational purposes only and does not constitute financial advice. Readers should conduct their own research or consult with a qualified financial advisor before making any investment decisions.
