New Delhi: Recently, Google has officially announced and unveiled its latest Ask Google Pay, its Gemini-powered conversational AI experience within the Google Pay application in India, alongside Google Pay Flex SBI Card in partnership with SBI Card. These latest features aim to help users understand their spending, access financial information, and manage everyday credit via Google Pay. UPI has simplified digital payments, but users might still need help understanding their transactions, managing money, and tracking their spending.
Google has also unveiled Ask Google Pay, an opt-in conversational AI experience built into the Google Pay application. It is powered by Google’s Gemini models. Ask Google Pay helps users analyze spending patterns, get saving tips, explore tailored offers, and learn about financial concepts such as SIPs and credit scores.
AI assistant offers personalized suggestions based on Google Pay transaction history and CIBIL report data available with Google Pay. Users can also interact with Ask Google Pay via text input or voice queries and receive responses in supported Indian languages, with support available in 10 Indian languages.
Ask Google Pay offers financial information and insights for educational purposes only and is not a replacement for professional financial advice. Since this feature is powered by AI, responses might occasionally contain errors. Google also recommends that users avoid sharing sensitive information such as passwords, PINs, full account numbers, or other financial identifiers with Ask Google Pay. Google has also extended its Flex by Google Pay credit card experience via a partnership with SBI Card. Google Pay Flex SBI Card is built on the RuPay network and enables users to apply directly from within the Google Pay application without physical paperwork.
However, the card also supports payments across both RuPay and Visa networks. Users can earn Stars on Flex transactions, and they can redeem them instantly, and convert their latest outstanding credit card bill into EMI options. Google will soon offer Flex card customers access to the Google AI Plus plan at a 50% discount for one year.
This offer includes storage options of 400GB and 2TB. Flex users will also earn additional Stars for everyday purchases and receive discounts across the Google Pixel phone range. Ask Google Pay is currently rolling out to a limited number of users in India and might not be available for everyone yet. This feature is available via the Google Pay application for eligible users.
